Privacy Policy

Last updated: May 21, 2026

1. Introduction

This Privacy Policy (our “Privacy Policy”) supplements iNoteAid LLC’s and/or its subsidiaries’ (“Company,” “we,” “us,” and “our”) Terms of Service and describes how Company collects, uses, maintains, protects, and discloses Personal Data through the use of the Services. By “Personal Data,” we mean information that is personally identifiable to either Individuals, Business Contacts, or the subjects of any materials uploaded to the Digital Properties (as defined herein).

Please read this Privacy Policy carefully to understand our policies and practices regarding Personal Data and how we will treat it. If you do not agree with this Privacy Policy, your choice is to not use the Services. By accessing or using the Services, you agree to this Privacy Policy. This Privacy Policy may change from time to time. Your continued use of the Services after we make changes is deemed to be acceptance of those changes, so please check this Privacy Policy periodically for updates.

This Privacy Policy applies to information we collect about individual consumers, such as general website visitors (“Individuals”) as well as information we collect about the personnel of our business partners, including vendors and business customers, in business-to-business interactions (“Business Contacts”). However, this Privacy Policy does not apply to information about our current/former employees, applicants, and other individuals who interact with us for employment-related purposes. This Privacy Policy also does not apply to data that we handle on behalf of and under the instructions of our business customers (as a processor).

Whenever you interact with us on behalf of another individual or entity, such as if you refer a friend to us, you must obtain their consent (or have the legal authority without consent) to share their Personal Data with us.

2. Protected Health Information

If Personal Data is protected health information, we treat the protected health information in accordance with the Health Insurance Portability and Accountability Act of 1996 and related laws and regulations (“HIPAA”). To the extent this Privacy Policy conflicts with our HIPAA obligations, we comply with HIPAA obligations. If you are a patient whose healthcare provider uses our services, please refer to your provider’s Notice of Privacy Practices for information on how they handle your protected health information. We may act as a “Business Associate” to healthcare providers who use our services, subject to a separately executed Business Associate Agreement.

3. Personal Data We Collect

We may collect the following types of Personal Data. Except as otherwise specified, we may collect this Personal Data from both Individuals and Business Contacts.

● Identifiers, such as names, email addresses, physical addresses, telephone numbers, business contact information, and device identifiers (e.g., cookie IDs and IP address).

● Records, such as signatures; the content, timing and method of communications with us, such as online chats, calls, and emails; and information shared with or uploaded to our platform, application, or website (the “Digital Properties”), such as reviews and comments.

● Demographic information, that users voluntarily provide, such as age or gender.

● Commercial information, such as information related to services purchased, obtained, or considered; subscription information; or other purchasing or consuming histories or tendencies.

● Internet or other electronic network activity information, such as browsing history, search history, preference information (including marketing and purchasing preferences), account settings (including any default preferences), and other information regarding interactions with and use of the Digital Properties. For more information about cookies and other device data, please see Personal Data Collected Through and Use of Automatic Data Collection Technologies and Cookies in Section 5.

● Audio, electronic, visual, or other sensory information, such as photographs and audio/video recordings.

● Professional or employment-related information (for Business Contacts), such as job title; organization; professional licenses, credentials, or affiliations; and other professional information.

● Inferences drawn from any of the information we collect about preferences or behavior, including to assess the level of interest in our services based on frequency of visits and contact and to determine preferred frequency for receiving offers.

● Sensitive Personal Data, including the following:

o Account log-in information.

o Content of mail, email, and text messages where we are not the intended recipient (such as messages that we host as a Controller but are not sent to us).

o Medical or health insurance information that may be processed in accordance with applicable law and any executed Business Associate Agreement.

4. How We Collect Personal Data

We collect Personal Data from the following sources:

● Directly from users. We may collect Personal Data provided to us directly, such as when we are contacted through our Digital Properties. This also includes when someone signs up for our offers or newsletters; communicates with us; or signs up for an account or other services.

● Data collected automatically and through tracking technologies. We may automatically collect information or inference; such as through cookies and other tracking technologies, when interacting with our Digital Properties. This may include information about how our Digital Properties are used and interacted with, information about devices, and internet usage information. For more information about cookies and other tracking technologies, please see Personal Data Collected Through and Use of Automatic Data Collection Technologies and Cookies in Section 5.

● From third parties. We may collect Personal Data from third parties, such as service and content providers, our affiliated companies and subsidiaries, business partners, social media companies or other parties who interact with us.

We may combine information that we receive from the various sources described in this Privacy Notice, including third party sources, and use or disclose the combined information for the purposes identified below.

5. Personal Data Collected Through and Use of Automatic Data Collection Technologies and Cookies

Our Digital Properties and authorized third parties use cookies and other tracking technologies to collect information about individuals, devices, and how individuals interact with our Digital Properties. This section contains additional information about:

o The types of tracking technologies we use and the purposes for which we use them

o The types of information we collect using these technologies

o How we disclose or make information available to others

o Choices you may have regarding these technologies

● Types of cookies and tracking technologies we use

We and the third parties that we authorize may use the following tracking technologies:

● Cookies, which are a type of technology that installs a small amount of information on a user’s computer or other device when they visit a website. Some cookies exist only during a single session and some are persistent over multiple sessions over time.

● Pixels, web beacons, and tags, which are types of code or transparent graphics. In addition to the uses described below, these technologies provide analytical information about the user experience and help us customize our marketing activities. In contrast to cookies, which are stored on a user’s computer hard drive, pixels, web beacons, and tags are embedded invisibly on web pages.

● Embedded scripts and SDKs, which allow us to build and integrate custom apps and experiences on our Digital Properties.

● Purposes for using these technologies

We and authorized third parties use these technologies for purposes including:

● Personalization, such as remembering language preferences and pages and services that have been viewed in order to enhance and personalize user experiences when they visit our Digital Properties;

● Improving performance, such as maintaining and improving the performance of our Digital Properties;

● Analytics, such as analyzing how our websites are used. For example, we may use Google Analytics to help us improve the user experience. Google Analytics may use cookies and other tracking technologies to perform their services. To learn how Google Analytics collects and processes data, please visit www.google.com/policies/privacy/partners; and

● Security, such as preventing fraud and malicious behavior.

● Information collected

These tracking technologies may collect data about individuals and their devices, such as IP address, operating system, and information about how someone interacts with our Digital Properties (such as pages on our Digital Properties that have been viewed).

● Disclosures of information

We may disclose information to third parties or allow third parties to directly collect information using these technologies on our Digital Properties, such as social media companies, advertising networks, companies that provide analytics including ad tracking and reporting, security providers, and others that help us operate our business and Digital Properties.

● Your choices

You can also refuse or delete cookies using your browser settings. If you refuse or delete cookies, some of our Digital Properties’ functionality may be impaired. Please refer to your browser’s Help instructions to learn more about how to manage cookies and the use of other tracking technologies. If you change computers, devices, or browsers; use multiple computers, devices, or browsers; or delete your cookies, you may need to repeat this process for each computer, device, or browser. Opting out of interest-based advertising will not opt you out of all advertising, but rather only interest-based advertising from us or our agents or representatives.

Some browsers have incorporated Do Not Track (“DNT”) preferences. At this time, we do not honor Do Not Track signals.

6. How We Use or Disclose Personal Data

We may disclose Personal Data to third parties, including the categories of recipients described below:

● Affiliates and subsidiaries, including parent entities, corporate affiliates, subsidiaries, business units, and other companies that share common ownership.

● Service providers that work on our behalf to provide the products and services requested or to support our relationship with you, such as IT providers, internet service providers, web hosting providers, data analytics providers, and companies that provide business support services, financial administration, or event organization.

● Professional consultants, such as accountants, lawyers, financial advisors, and audit firms.

● Vendors necessary to complete requested transactions, such as payment processing companies.

● Law enforcement, government agencies, and other recipients, when required by law, or for legal, security, or safety purposes, such as when we share information to comply with law or legal requirements, to enforce or apply our Terms of Service and other agreements or policies; and to protect ours, our customers’, or third parties’ safety, property, or rights.

Other entities in connection with a corporate transaction, such as if we acquire, or sell or transfer all or a portion of our business or assets including through a sale in connection with bankruptcy and other forms of corporate change.

● Entities to which you have consented to the disclosure.

We may use Personal Data for the following purposes:

● To provide services to you, making our Digital Properties and services available to you; such as registering, verifying, and maintaining your account with us; providing and delivering you the services you request; providing customer service; processing or fulfilling orders and transactions (including processing payments); verifying customer information and eligibility for certain programs or benefits; communicating with you (including soliciting feedback or responding to requests, complaints, and inquiries); hosting informational webinars; and providing similar services or otherwise facilitating your relationship with us.

● For our internal business purposes, such as operating our Digital Properties and customizing the content; maintaining internal business records, such as accounting, document management and similar activities; enforcing our policies and rules; management reporting; auditing; and IT security and administration.

● For our internal research and service improvement purposes, such as verifying or maintaining the quality or safety of our services; improving our services; designing new services; evaluating the effectiveness of our advertising or marketing efforts; and debugging and repairing errors with our systems, networks, and equipment.

● For legal, safety or security reasons, such as complying with legal, reporting, and similar requirements; investigating and responding to claims against us, our personnel, and our customers; for the establishment, exercise or defense of legal claims; protecting our, your, our customers’, and other third parties’ safety, property or rights; detecting, preventing, and responding to security incidents and health and safety issues (including managing spread of communicable diseases); and protecting against malicious, deceptive, fraudulent, or illegal activity.

● In connection with a corporate transaction, such as if we acquire, or sell or transfer all or a portion of our business or assets including through a sale in connection with bankruptcy and other forms of corporate change.

● For marketing and communications purposes, such as marketing our services, sending newsletters, product updates, educational content, promotions, or information about events or webinars. We may analyze general interactions with our Digital Properties to improve our outreach and user experience. We do not use Protected Health Information for targeted advertising. You can unsubscribe from marketing emails at any time via the link in the email or by contacting us using the information in the Contact Information section below.

● We may use anonymized, de-identified, or aggregated information for any purpose permitted by law.

● We do not sell Personal Data for monetary consideration and do not use Protected Health Information for advertising or marketing purposes

7. Choices About How We Use and Disclose Personal Data

We offer choices on how you can opt out of our use of tracking technology, disclosure of your Personal Data for our advertising to you, and other targeted advertising.

We strive to provide you with choices regarding the Personal Data provided to us. We have the following mechanisms to provide control over Personal Data:

● Tracking Technologies and Advertising. You can set your browser or operating system to refuse all or some cookies or to alert you when cookies are being sent. If you disable or refuse cookies, please note that some parts of the Services may then be inaccessible or not function properly.

● Promotional Offers from Company. If you do not wish to have your email address used by Company to promote our own services, you can opt-out at any time by clicking the unsubscribe link at the bottom of any email or other marketing communications you receive from us or by contacting us. This opt out does not apply to information provided to Company as a result of a Service purchase or your use of our Services.